RM
Rohan Mehta
Personal finance reporter
Rohan Mehta covers consumer money, banking, rates, investing, and the practical decisions households make around savings, credit, and taxes.
Personal financeBankingInterest ratesInvesting
Recent stories by Rohan Mehta

FinanceCredit and Debt
Credit card debt 2026 shows a split signal: Q1 balances eased from a record, but April revolving credit jumped as household budgets stayed tight.
Rohan MehtaJun 17, 202613 min read
Money decisions, banking shifts, and the forces behind them.Read story

FinanceRetirement and Planning
The 2026 Social Security trustees report puts OASI reserve depletion in 2032 and Medicare HI pressure in 2033, making retirement plans depend more on scenario testing.
Rohan MehtaJun 14, 202612 min read
Money decisions, banking shifts, and the forces behind them.Read story

FinanceIndia Money
RBI repo rate June 2026 stayed at 5.25%, keeping loan and deposit decisions focused on resets, bank pricing, inflation risk and household timing.
Rohan MehtaJun 5, 202613 min read
Money decisions, banking shifts, and the forces behind them.Read story

FinanceIndia Money
June money rules 2026 bring UPI safety checks, PAN reporting changes, LPG pricing, the RBI policy week, and a June 15 advance-tax checkpoint.
Rohan MehtaJun 1, 202612 min read
Money decisions, banking shifts, and the forces behind them.Read story

FinanceInsurance and Protection
IRDAI's May 2026 governance change links insurer executive incentives to claim responsiveness, grievance handling, product performance, and dark-pattern removal.
Rohan MehtaMay 28, 202612 min read
Money decisions, banking shifts, and the forces behind them.Read story

FinanceIndia Money
UPI is now handling record payment volume, but the useful detail for households is the split between ordinary transfers, merchant payments, mandates, and global acceptance.
Rohan MehtaMay 25, 202612 min read
Money decisions, banking shifts, and the forces behind them.Read story